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Sunday, November 1, 2015
Annuity Settlements: Top 4 Things to take note of !
Annuity Settlements: Top 4 Things to take note of !
What is annuity settlement? The best answer to this inquiry can truly help you in making a decent measure of cash for yourself with the assistance of different venture arrangements and settlements. Annuity settlement is for the most part an assention in which the organization pays a specific amount of money to the person for a specific period of time. There are some vital documents also that are required in such sort of projects and they are: an annuity application, an annuity approach or police, a task and an agreement. The funds are principally made to a person as installments
In this way, in the event that you are selecting a specific annuity settlement, then I you may wish to know that the installments which are givien using the annuity settlements are totally free from expense. You ought to likewise guarantee that you take the assurance from the credential. You advisded to always select the suitable settlement alternative for yourself before you begin with the annuitization stage. There are predominantly four procurements identified with annuity that you ought to consider before you begin with these money related settlements.
These procurements are: Straight Life, Straight Life Option with Certain Period, Straight Life Option with Refund and Joint and last survivor. Indeed, you would also like ti know that annuities are all that much convoluted and they are very much upgraded with different money related products. These annuities can basically permit different money related offices to the investor. A percentage of the main annuity selection that you ought to consider are listed bellow.
Top 4 Annuity Settlements selection and what you take note of !
1. Straight Life
Without much of a stretch you can enjoy different facilities like lifetime salary with the assistance of these programs. You can as well enjoy an extensive installment related to different settlement alternatives. You can likewise get a specific installment for the duration of your life with the assistance of annuity settlements.
2. Straight Life with Certain Period
It is for the most part a specific period in which the provider gives a specific installment to the annuitant. You can without much of a stretch make installments for the duration of your life with the assistance of annuity payments. It essentially gives additional security to the annuitant. The main impediment that is associated with the annuity settlement is that it offers a low periodic payment.
3. Refund Straight Life
The refund procurement of these settlement basically implies that the advantages are totally associated between the sum and the price tag of the annuity.
4. Joint and last survivor
It essentially implies that the joint payments are just given on the basis of any two persons. On the off chance that any one passes away, then the other survivor can basically get the advantage. These are a percentage of the essential aspects connected with the annuity settlement.
#AnnuitySettlements
Is #Russia living in the Future ? Video: How KRET Richag-AV, Russian Electronic Warfare Works in Real Life ?
According to the youtube channel that shared that made the vido
“KRET company approached us to make a short movie showing the capabilities of high-end electronic warfare system – Richag-AV. This helicopter escort air defence suppression system is designed to minimise the suppression threat by antiaircraft defence assets including land-to-air and air-to-air missiles. We’ve made Full-CG video with dramatic script of a rescue operation conducted by helicopter group. Mission is accomplished successfully due to effective performance of Richag-AV that eliminates the threat coming from terrorist rocket launcher.”
https://www.youtube.com/watch?v=unrtNOTJd34
Is this the reason why those McCain backed rebels were not able to use McCain’s Stingers to shoot Russian jets down and they decided to use condom bombs ? Plus Obama sending 50 special military to Syria to spy how to unjam the technology ?
It seems Russia is living in the future..
#Kret, #Russia
Saturday, October 31, 2015
False Assets Declaration, N70m Bribe: These ‘re Fabrications Against Me – Orubebe
•I sacked my aide who accepted N20m donation for church project—Orubebe
SEVEN months after his attempt to disrupt the announcement of the results of the 2015 presidential polls, former Minister of Niger Delta Affairs, Elder Peter Godsday Orubebe, will be arraigned before the Code of Conduct Tribunal (CCT) on November 9, over alleged false declaration of assets and acceptance of about N70million bribe.
During final collation of the 2015 presidential election results in Abuja, Orubebe accused the then Independent National Electoral Commission, INEC National Chairman, Professor Attahiru Jega of bias and partisanship and disrupted the exercise for several minutes in an attempt to stop Jega’s falsification of results.
SA To Return Seized $9m To Nigeria Nov 30
Nigerians Demand Public Asset Declaration From Buhari’s Ministers
Nigerians on Friday agreed on the need by President Muhammadu Buhari’s ministers-designate to publicly declare their assets before they take the oath of office. They asked the ministers-designate to follow Buhari’s example by stating their worth in terms of money and properties, if they really believed in the President’s anti-graft war.
According to them, the declaration of assets by those appointed into public offices by Buhari was a moral necessity that should be encouraged. The President had before his election, promised to publicly declare his asset and encourage his appointees to also do so. He had insinuated that public declaration of assets would encourage accountability and reduce corruption in the polity.
Despite Walkout, We’re Loyal To Saraki –PDP Senators
Who Knew Cucumbers Could Do This ?
Spice up your 8 glasses per day of water with a slice or two of cucumber. It's wonderfully refreshing, but there are amazing benefits to cucumber as well. Cucumbers are cooler than you think ...
1. Fat busting: Do you ever wonder why women put cucumbers on their eyes to relieve puffiness? The photochemical in cucumbers makes the collagen in your skin tighten, thus the lack of puffiness. Did you know that you can rub a cucumber on a problematic spot of cellulite anywhere on your body to lessen the visibility of it? Did you also know that it has the same effect on wrinkles? Wow, it makes purchasing those fifty dollar creams seem a little silly, doesn’t it? You can also rub a little bit under your kiddo’s eyes after a long bout of crying to avoid that puffy ‘I cried for an hour straight’ look.
Facebook CEO, Mark Zuckerberg To Work On Annoying Candy Crush Invites
Having as of now uncovered new sentiment buttons to pacify the a large number of individuals who had requested a “dislike button,” Facebook is turning its consideration regarding one of the following most as often requested features: a simple approach to hinder every one of those darn welcomes to play Candy Crush Saga.
In a Townhall Q&A at the Indian Institute of Technology (IIT) in Delhi, India, CEO Mark Zuckerberg uncovered that Facebook is finally working a solution to the issue. He had watched that the Candy Crush issue was the most upvoted question in an online thread, so he chose to act.
“I sent a message to the person who runs the team in charge of our developer platform, and I said that by the time I do this Townhall Q&A, it would be good if we had a solution to this problem,” said Zuckerberg.
We hadn’t prioritized shutting that down, we just had other priorities. But if this is the top thing that people care about, we’ll prioritize that and do it. So we’re doing it!”
Zuckerberg gave no hint as to when this will happen, or in what form. Facebook likely won’t be closing down the entire Candy Crush Saga invite system, but it will make it harder for people to pester friends with unwanted invitations.
Concept of Naming in Yoruba Culture
My brother had a baby. Well, not my brother exactly. His wife was the one who had the baby. Either way, I have a new nephew. My nephew’s arrival made me think about his naming ceremony. Naming ceremonies are a big deal in Yoruba land. Yoruba naming ceremonies are generally the same but at the same time, different groups and families have their own traditions. In addition, over time, some of these traditions have changed and others completely abandoned.
I got most of the description of a Yoruba naming ceremony from my mother. The child-naming ceremony is held when the baby is 8 days old. The ceremony is carried out in the home of the paternal grandfather of the baby. My mother says that in our family, the baby’s mother is not allowed to eat salt, sugar or pepper from the time she gives birth until the baby’s naming ceremony. It makes for a very boring diet but it also means that mothers who have eclampsia, high-blood pressure and pregnancy-related ailments like that sometimes notice a reduction in the symptoms
On the morning of the naming ceremony, a special stew packed with Iru (locust beans), dried fish and pieces of dried, smoked bush rat is made. This is what the baby’s mother is allowed to eat and signifies the end of the special diet she was put on. Early that morning, the baby is stripped naked then the iru/ dried fish/ dried rat stew is applied to the baby’s joints and a tiny bit to the tip of its tongue. Of course, a baby who has been feeding on breast milk is usually not impressed by this new taste and lets everyone know by screaming down the place.
The person who carries out the ceremony varies from family to family. At my brothers’ and I’s naming ceremonies, my paternal grandmother played this role but in the case of my nephew, his paternal grandfather (i.e. my father) led the ceremony. He led the prayers and selected the hymns (from a Yoruba Anglican hymn book) that were sung.
By the way, though my mother went through this whole drama of not eating salt, sugar or pepper then having to eat a bush rat and dried fish on the eighth day after giving birth, she didn’t ask my sisters-in-law to do the same. So, that’s an example of family tradition that has been dropped.
Honey, sugar, salt, palm oil and Adun are usually placed in bowls in the room where the ceremony takes place. After the service or as part of the service, the baby’s mother and the ‘master of the ceremony’ tastes a bit of the honey, sugar, salt, palm oil and Adun. Each signifies the hope that the baby’s life will be sweet. They also take a sip of schnapps. Apparently, the Egbas (a Yoruba tribe of which I am one) don’t believe that a ceremony is complete unless schnapps is present.
Anyone who wants to name the baby puts money into a bowl and then says the name they wish to give the baby. My mother says that in years past, coins were put into a bowl of water before the baby was named but since coins aren’t really used anymore in Nigeria and notes are, that tradition was dropped too. Someone is assigned to record the names the baby is given. Although the actual ceremony is attended by family and close friends only, a baby can still end up being given tens of names. That’s just Yoruba culture.
At the end of the ceremony, my grandmother would sing the following song:
A wa o s’oro ile wa o
Esin kan o pe
O ye
Esin kan o pe
K’a ma o s’oro
A wa o s’oro ile wa o.
Which loosely means that no religion says people shouldn’t carry out their family traditions. That of course is up to debate.
.
By: Lape Soetan
#ÀṣàYorùbá
Friday, October 30, 2015
'Buhari’s Likely AGF Has High-caliber Fraud Suspects, Accused Terror Mastermind'
: We Have Become Victims Of Buhari’s government - PDP cries out
The national leadership of the Peoples Democratic Party (PDP) has blamed the government for exploitation, charging that the election petition tribunals are working for the All Progressives Congress (APC). Tending to correspondents toward the end of the crisis meeting of the party’s national gathering, Olisa Metuh, representative of the PDP, said basic issues concerning the nation’s majority rules system were examined at the meeting.
Metuh had before said that the opposition party will do all within its powers to oppose the charged plot to assume control over the states that it won in the last race.
“The national caucus of the Peoples Democratic Party (PDP) carefully reviewed the political developments in the nation’s polity,” he told reporters late Thursday.
“There is serious cause for concern in the nation’s political environment, especially as it concerns democracy.
“The PDP and Nigerians wonder why it was necessary to interfere with the composition of the Rivers state governorship tribunal and to harass the state resident electoral commissioner severally, to the extent that the tribunal itself was able to deliver a judgment within 24 hours in a case that had nearly 100 witnesses, 1000 pieces of documentary evidence and nine final written agreement, which each had not less than 40 pages.
“The outcome of the decision in view of the rather interesting history of the case indicates that the judiciary like the Nigerian people and the PDP have become victims of the APC-led federal government.
Metuh commended the PDP senators who staged a walk out in protest of the ministerial confirmation of Rotimi Amaechi, former Rivers state governor, despite the allegations of corruption against him.
He added that the government had lost the moral right to fight corruption.
“We salute the courage and unity of purpose of our senators, especially as demonstrated in the senate chambers in their collective stand against impunity and corruption in line with the wishes and aspiration of the Nigerian people,” he said.
“What the APC senators did has put a nail on their party’s pretentious war against corruption.”
#Pdp
Amaechi's confirmation: APC is engaging in a pretentious war against corruption - PDP
Photo: 20yr old girl arrested by Cross River State police for selling her 2 week old baby for N20k
Maria Ekanem sold her two week old baby to an Abuja-based woman for N20,000. According to a report by Vanguard, the 20-year-old school drop out from Odukpani Local Government Area of Cross River State, was arrested by the police along with her accomplices.
Her boyfriend got her pregnant and asked her to abort the baby. However, a doctor agreed to help her with free antenatal care and food and in exchange she agreed to sell her baby after delivery.
Photo: Man arraigned for attacking friend with cutlass and stealing his N800k
The Lagos state police command, yesterday arraigned one Omumgwa Loveday, an Aba based businessman, before a magistrate court over allegations that he attacked his friend, 32 year old Chiwendu Sunday with cutlass and stole his N800, 000 at a hotel on Osolo way in Ajao estate Lagos.
According to P.M. News, the accused and the victim are businessmen and bosom friends from Aba and had come to Lagos to purchase a bus for the victim, Sunday. When they arrived Lagos, they lodged in the same hotel.
Little girl suffers severe burns after transformer explodes at Lagos bus-stop (graphic)
12 year old Adetayo Adefarasin, a student of Government Junior College, Epe, suffered severe burns to her face, chest, arm and legs after a faulty transformer exploded along Broad street, Lagos as she was trying to board a bus while returning from church on September 20th. She was rushed to General Hospital, Lagos where she's still receiving treatment for her severe injury. The faulty transformer was repaired two days after this incident but according to girl's family who reached out to us, PHCN have not made any attempt to help the girl who is still in hospital. Friends say she is a brilliant student and was looking forward to a great future. The family want to sue PHCN over the incident I hear but haven't done so yet. The carelessness of these people is worrisome. They don't do anything until someone gets killed or injured. See photos of Adetayo in hospital after the jump
Graphic pics: Man nearly killed with bottle during fight in Lagos
A man was almost beheaded with a broken bottle amid a battle with another man in Lagos Island this week. A source told NGE they were quarreling over age and before anybody could stop it, they started fighting and one of them picked a bottle and stabbed the other one in the neck four times. He is right now admitted at the General Hospital, Lagos where he's battling for his life. The photographs are graphic so be cautioned. See them after the jump..
Africa belongs to Obama: U.S. Threatens Zimbabwe Over $3 Billion Russia Deal
The United States has reportedly warned Zimbabwe about its growing economic dealings with Russia after Harare recently sealed an agreement with Moscow for a US$3billion platinum mine.
According to columnist Nathaniel Manheru, the Obama administration threatened further sanctions against Zimbabwe over its ties with Russia.
Manheru’s claims could not be verified with the US embassy in Harare late Friday night.
The US has imposed sanctions against Moscow, tightening restrictions on major Russian state banks and corporations, after accusing the Kremlin of providing military backing to Ukrainian separatists and generally destabilising the region.
Cross Rivers state govt suspend morning devotion in primary and secondary schools, CAN reacts
She said the state police commission had suggested the suspension of the age long practice following the prevailing security concerns in the country.
23yr old Nigerian who was shot & killed by his colleague in Atlanta, laid to rest
According to Atlanta Police, the 23-year-old security guard was shot and killed by his co-worker Dexter Harper (right), another security guard while at work on Thursday October 1, in Buckhead, Atlanta Georgia. Dexter admitted not just to the killing, but to seeing a demon and hearing the voice of God before he opened fire on Emmanuel. Atlanta police spokeswoman Kim Jones said 26-year-old Harper was charged with murder and taken to the Fulton County Jail.
29 year old budding entrepreneur dies in fatal bike accident in Lekki
29 year old Jamiu Jamiu, an entrepreneur and owner of H2 Chicken, a frozen food outlet, was killed in a bike accident yesterday morning October 29th, His powerbike was hit by a truck along the Igbo Efon RoundAbout near Osapa London, Lekki, killing him instantly.
According a friend of the deceased who spoke with The Nation, Jamiu, a married man with two children, was on his way home after delivering some frozen chicken to a client when he was knocked down by the truck driver.
Check out 4 Ways To Have A Wonderful Time At The Hotel
At the reception, the delectable receptionist welcomes you with a charming smile, she ask few questions, gives you the key to your and ushers you off to your room with that brief courtesy. For the moment, her job is done and the sole responsibility on how your time at the hotel will turn out rests on your shoulders.
Expectedly, many travellers want more from their time away from home and are quickly dissatisfied with the monotonous routine of roaming around the hotel aimlessly, sitting in front of a TV set and taking a swim each evening during their stay at the hotel. With nothing interesting to do, this is can turn their hotel stay into a miserable one rather quickly.
Throw a cocktail gig
Throwing a cocktail party does not necessarily mean it has to be a lavish celebration with every tom, dick and harry invited. Insteady of a big party which will put a strain on your pocket, you can try organizing an exclusive party in your room for 5 or 6 people with small chops, cocktail and music for the attendees. To be on the safe side, make it a point of duty to inform the hotel management of your shindig to indemnify you of any hidden charges.
Request a tour
International hotel brands are turning a huge profit by establishing 5-star hotels in major Nigerian cities like Lagos, Abuja and Port Harcourt. There is so much to see in these hotels from the tastefully furnished suites to swimming pools, hall and bars as well as many other facilities. This will serve as a welcome distraction to your regular hotel routine.
Get a Spa moment
Lying down on the couch, and receiving a spa treatment is an entirely different and amazing experience. You should try it out at your hotel given that they have a spa centre. To be extra prepared, you can make inquiries about this facility before booking your hotel.
Visit the Bar
The bar is one of the few places in a hotel where you can find the greatest distraction. It is especially exciting if you are not a teetotaler. With a relaxed attitude, you can strike up a conversation with other people, get a date and explore a wide range of tastes created specially to moisten your taste palate.
Jovago.com, Africa’s No 1 hotel booking portal shares tips on how you can pump excitement and fun into the hotel.
Ogunfowoke Adeniyi Travel/Technology
Writer Mobile: +2348090747241
Skype: Sleeksavvy
#Hotel
If Biafra, Afenifere & Boko haram were to be subjected to a referenda, Nigeria will remain One - By Reuben Abati
The Article bellow was written by former presidential spokesperson, Reuben Abati…
Democracy does not necessarily translate into the disappearance of crises and dilemmas, (even trilemmas, quadrilemmas or more) in a country, either developed, developing or perhaps evolutionary. Built into the fabric of the right to choose is also the right to make mistakes and so, across Africa at this moment, in Nigeria, Tanzania, Cote d’Ivoire, Burundi, Guinea Conakry, Rwanda, the lessons are being driven home, as elections are being held or have been held or will be held That even as democracy spreads within the continent, the tension between stabilization and consolidation, trade offs and efficiency, pessimism and optimism, ethnocentrism and nationalism, remains a major concern.
Whatever the challenges may be however, both local and international authorities have a duty to ensure that the people learn from their mistakes, build on those mistakes positively, and prevent a relapse to either militarism or militarized democracy disguised either as benevolent democracy or charismatic autocracy, or ethnic revanchism as an option for national movement. The people’s right to make mistakes, oxymoronic as it may seem, is part of the democratic challenge. In Nigeria, our biggest mistake lies in the strange assumption that our problems will disappear simply through intra-elite displacement or the symbolism of grand gestures. And so, we end up with a boringly repetitive national life cycle.
This leads us to one urgent point: the biggest challenge that the Nigerian state faces today, tearing into the very idea of statehood, and of democracy, is the centrifugal pull from every direction that seems to have become disturbingly incremental. In the North Eastern part of the country, with the tragedy spreading, with casualties increasing, you have the heart-wrenching Boko Haram menace.
The Haram fundamentalists want a divided Nigeria. They have their own flag and they have made it clear that Western education and technology are sinful even if they use the same technology and intelligence to perpetrate their assault. With their flags and propaganda, they want “out” of Nigeria. Their act of defiance and the evil outcomes have increased since May even if civil society has chosen, all of a sudden, to be less anxious. But it is not a problem that can ever be treated lightly located as it is, in the tragic axis of global terror.
In the Middle Belt, an indigene-settler dichotomy, mutating as majorities-minorities conflict at the heart of Northern community relations, or as pastoralists-farmer confrontation has created seasons of violence and bloodshed with strong allegations of genocide and no sign of immediate abatement. In the South West, the recent abduction of a Yoruba leader, Chief Olu Falae by persons alleged to be Fulani herdsmen has resulted in the exchange of hate speech among Yoruba and Fulani ethnic champions defending territory, rights and identity.
In Ibadan, the other day, a group of Yoruba elders demanded that Fulani herdsmen should be expelled from Yoruba territory and that should the provocation continue, the Yoruba with their 50 million population will be prepared to exit Nigeria. In the Eastern part of the country, there is a resurgence of Biafran nationalism; young Igbos in diaspora, are insisting on the creation of a Republic of Biafra. The new voice of Biafran nationalism is Nnamdi Kanu’s Indigenous People of Biafra (IPOB), Radio Biafra, and the Igbos campaigning for Biafra in front of embassies in Europe, India and Japan! In the South South, there is a renewed consciousness of oil citizenship, with the Ijaw whose kinsman recently lost power at the centre protesting that they are victims of Hausa/Fulani harassment, and intimidation.
Perhaps the more worrisome is the noise being made about likely secession from Nigeria, by certain elements in the North East (terrorists actually seeking to carve out territory), by latter-day Biafrans, and by Yoruba irridentists. It may not be possible without empirical inquiry to determine how much of this is pure opportunism, posturing or criminal-mindedness (except in the case of Boko Haram where criminality is proven), but it would appear that while seeking to uphold the law against those who challenge the sanctity of the state, the government must nonetheless take the agitations seriously for they speak to something old and familiar which has become resoundingly deeper.
If the matter were to be subjected to referenda across the country, I am not too sure there are many Nigerians today who will vote for the dismemberment of this country. Social scientists advise us not to rule out any possibility, self-determination can be self-fulfilling; and nations have been known to dissolve against all odds, but it seems to me that the majority of Nigerians would rather be Nigerians. Our country has been kept together by the resilience and the optimism of the majority, not the disillusionment of a critical minority. We have not yet reached a point where the idea of Nigeria is lost and forlorn, to the extent that the feeling of self-sufficiency that propels the secessionist instinct may indeed be illusionary. No matter the challenge, I believe that it is the idea of Nigeria that will prevail.
The long and the short of it however, is that this remains a grossly imperfect federation, union and democracy. The country is hoisted on a foundation of ancestral fissures. For 55 years, this country has refused to transform into a nation. It has been hijacked by identity politics, and by ethnic and class determinism. It is sad, very sad indeed, that successive governments have not been able to create an enlightened citizenry and an intelligent elite that can look beyond their own greed. The Nigerian political brain has remained a grossly emotional brain.
We seem to have lost the national battle to emotions fed by ancestral memory, creating a gap between knowledge, and desire. It is why MASSOB, Nnamdi Kanu, Radio Biafra and Biafra Voice International (BVI) are the new faces of Igbo nationalism, and not Aka Ikenga or Ohanaeze Ndigbo. It is why disgruntled elements in the North East insist on pulling down the country. It is why citizens of a defined oil territory continue to blackmail the Nigerian state. Nnamdi Kanu does not necessarily speak for all Igbos, and neither the Afenifere nor the Yoruba Council of Elders can determine the Yoruba emotion but they throw up ideas that cannot be ignored. It is the duty of government to address the dangerous ideas of disintegration, dismemberment that issue from those political brains, not to ignore or traduce them.
The key message is that this is not yet a nation. Kanu’s protest and the frustrations in the Niger Delta or the Yoruba anger over the humiliation of an iconic figure, or the angst of the people of the Middle Belt, or the widespread concern about the arrogance of power, escalated since independence, should be a wake up call. Those who feel defeated politically are drawing attention to subliminal fears about ancestral injustices, inequities, and inequalities in the Nigerian democratic space. The more they perceive an attempt to appropriate, exclude and marginalize, the more vociferous they are likely to be. In the long run, nobody may secede (General Gowon is right on this score), but the inequities of the Nigerian state must be addressed. The man who will save Nigeria is that leader who will engage Nigerians proactively on the issues of inclusion and cohesion, and thereby grant to every citizen, a sense of ownership beyond ethnic identity, a sense of belonging, and confidence in the Nigerian identity. When people relate to the state from a position of fear, and exclusion, they create the kind of problems we witness.
One, poverty, not necessarily material poverty, is at the heart of the problem. Two, the failure of the moral dimension is also a veritable cause of national dysfunction. Three, when the people have jobs, and the economy works and education is taken seriously as a tool for empowerment and progress, there will perhaps be better citizens. What this means is that developing a state that works and a leadership that believes and cares, and focuses on governance responsibilities is where the priority lies. To move Nigeria forward, these are the fundamental issues to address. How to go about this is the responsibility of those to whom we have entrusted our mandate. It was the main assignment yesterday, the same today and the compass for tomorrow.
#ReubenAbati